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Frequently Asked Questions

Do you have questions? We have answers! Check out some of our most frequently asked questions below.

What is a quick move-in home?

Your dream home without the wait! Choosing a Quick Move-in Home is great for the buyer who wants new construction but does not have the time to wait for the full building and personalizing process. With a Quick Move In Home, all the home finishes have been personally selected by our talented design staff. Quick Move In Homes will be ready for you to move in within 45 days of contract signing.

We also have To Be Built Homes are typically between groundbreaking and block. Purchasing at this stage typically allows the buyer to personalize many of the interior finishes to suit their lifestyle. These homes will be built within 130 days of contract signing.

What’s the difference between pre-qualification and pre-approval?

A pre-qualification can usually be handled over the phone in a matter of minutes. You’ll provide the lender with information regarding income, assets, and down payment. Typically, no written documentation is required.

However, many lenders will pull credit before they issue a pre-qualification letter. Because income and assets are not verified, a pre-qualification letter is a less reliable indicator that the borrower will qualify for the loan.

A pre-approval requires a full mortgage application to be completed, accompanied by income and asset documentation. An underwriter will review the loan to provide conditional approval. With pre-approval in hand, the mortgage process is faster since many of the initial steps of the loan process have been completed. We require a pre-approval letter within 21 days of the purchase agreement. Final loan approval is required within 45 days of the purchase agreement.

When are the sales models open?

Model Homes are open 7 days a week, 10 a.m. – 5 p.m. Monday through Saturday, and 12 p.m. – 5 p.m. on. Sundays.

Do your communities have HOA fees?

Each community will have its amenities and its own HOA fees and regulations. Contact a sales manager for the full printout of HOA documents.

How do I contact Customer Service?

Please visit the Customer Service section on this website for all information about your McKinley Homes Customer Service.